As Independent Brokers for Orr & Associates, we have the expertise to cater to the specific insurance needs of your industry. In today’s litigious society, protection against lawsuits and other liabilities is essential. With numerous quality markets we’ll find the quote that fits your need, and provide supreme service throughout the year.
Whether your restaurant is fast food, take out, or sit-down dining we have a variety of general liability policies as well as packages that includes your business equipment. For liability and business personal property click on “Restaurants”, for restaurant related workers comp, click on “Workers Comp” and complete the form as detailed as possible.
From retail stores with general and product liability needs, to technology services who may need general liability PLUS professional liability we can help. For your general liability or business owner policy quote, click “Small Business”. For engineers, architects, technology services and others in need of Professional Liability, please send an email for a request for the appropriate application for your field of work.
Are you covered while on the job? Does your employee use their car to run errands for you? Personal auto coverage doesn’t cover claims on accidents that occur while working. We have access to an abundance of markets to quote a variety needs including “Any Auto”(Symbol One offered when appropriate need is demonstrated), “Hired and Non-Owned Auto” and other special needs.
We know that your employees are one of your most important resources. In addition to providing a safe working environment, you need a carrier that helps you address indirect costs by helping you get injured employees back to work as quickly as is medically appropriate and assist you in preventing workplace injuries and illnesses. Our markets offer the coverage you need at a competitive price.
We have markets to quote business personal property, scheduled or misc equipment, Motor Truck Cargo, Ocean Cargo and more. Go to our Equipment page and let us know what you need to cover!
Under a general liability insurance policy, the insurer is obligated to pay the legal costs of a covered business in a covered liability claim or lawsuit. Covered liability claims most of the time include bodily injury, property damage, personal injury and advertising injury (damage from slander or false advertising). The insurance company also covers compensatory [...]
Read More...Recently I wrote about workers comp and discussed the difference between Independent Contractors and Employees as it relates to whether an employer should be paying workers compensation premiums. As previously mentioned, you may need to consult with an attorney in order to get more detailed legal advice. [...]
Read More...We all know that injuries at work result in claims against your workers comp policy, so the question is how you and your employees can reduce the odds of those claims. Some main culprits relating to workers comp claims are back pain and carpal tunnel. Back pain can be caused by a variety of issues: [...]
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