As Independent Brokers for Orr & Associates, we have the expertise to cater to the specific insurance needs of your industry. In today’s litigious society, protection against lawsuits and other liabilities is essential. With numerous quality markets we’ll find the quote that fits your need, and provide supreme service throughout the year.
Whether your restaurant is fast food, take out, or sit-down dining we have a variety of general liability policies as well as packages that includes your business equipment. For liability and business personal property click on “Restaurants”, for restaurant related workers comp, click on “Workers Comp” and complete the form as detailed as possible.
From retail stores with general and product liability needs, to technology services who may need general liability PLUS professional liability we can help. For your general liability or business owner policy quote, click “Small Business”. For engineers, architects, technology services and others in need of Professional Liability, please send an email for a request for the appropriate application for your field of work.
Are you covered while on the job? Does your employee use their car to run errands for you? Personal auto coverage doesn’t cover claims on accidents that occur while working. We have access to an abundance of markets to quote a variety needs including “Any Auto”(Symbol One offered when appropriate need is demonstrated), “Hired and Non-Owned Auto” and other special needs.
We know that your employees are one of your most important resources. In addition to providing a safe working environment, you need a carrier that helps you address indirect costs by helping you get injured employees back to work as quickly as is medically appropriate and assist you in preventing workplace injuries and illnesses. Our markets offer the coverage you need at a competitive price.
We have markets to quote business personal property, scheduled or misc equipment, Motor Truck Cargo, Ocean Cargo and more. Go to our Equipment page and let us know what you need to cover!
To quote a California Business Safety website www.ca-safety.com “If an inspector showed up at your door today and asked for your training records, injury and illness records, written Injury and Illness Prevention Program (IIPP), hazard assessments, and inspection records, could you produce them?” Any business operating with employees needs to implement a formal safety program. The [...]
Read More...It’s obvious if you operate a business as a trucker, an auto service garage, Taxi, Limo service, a tow company, or a motor carrier, you will need special forms of commercial insurance related to driving commercial vehicles and specific to your operations. Other businesses may believe that commercial or business auto coverage is not necessary [...]
Read More...Garage and auto related operations are unique with respect to the exposures they present. The lines between the general liability for the operations side of things, and the automobile liability blur in several areas. The garage policy was developed to provide comprehensive liability coverage to protect both the general liability and automobile liability exposures in [...]
Read More...