California Insurance Specialist

Contact California Insurance Specialist

Marcette Luckner, BSBM, Lic #0E78611
Independent Broker for Orr & Associates Insurance
28780 Single Oak Dr #255
Temecula CA 92590
Ph: 877-257-1652
E-Fax: 206-312-1615
Email: mluckner@orrandassociates.com

Companies Represented Include:

ACE, ACIC, ADMIRAL, AETNA, AIG, AMERICAN MODERN, AMERICAN SAFETY, APPLIEDUNDERWRITERS, ARCH SPECIALTY, ASPEN, ASSURANCE, AVIVA, AXIS, BANKERS, BENCHMARK,BERKSHIRE, BLUECROSS, BLUESHIELD, BURLINGTON, CALIFORNIA CHOICE, CATLIN, CBIC, CENTURY NATIONAL, CENTURY SURETY, CNA, COLONY, COMMERCE WEST, DELOS, ENDURANCE, ESSEX,EVANSTON, EVEREST, EXPLORER, FIDELITY NATIONAL, FIREMANS FUND, FIRST FINANCIAL,GEMINI, GOLDEN BEAR, GOLDEN EAGLE, GOLDEN WEST, GRANITE STATE, GREAT AMERICAN,GUARDIAN, HANOVER, HARTFORD, HCC, HEALTHNET, HOUSTON CASUALTY, HUDSON, INDIAN HARBOR,JAMES RIVER, KAISER, KEMPER, LANDMARK, LEXINGTON, LIBERTY, LINCOLN GENERAL, LLOYDS OF LONDON, MARKEL, MAXUM, METLIFE, MIDWEST, MT HAWLEY, MT VERNON, NATIONAL UNION FIRE,NATIONWIDE, NAUTILUS, NAVIGATORS, NCIC, NIC, NORTH AMERICAN CAPACITY, NORTHFIELD,ONEBEACON, PACIFICARE, PEN, PENNSYLVANIA, PHILADELPHIA, POTOMAC, PRAETORIAN, PREFERRED CONTRACTORS, PROBUILDERS, PROGRESSIVE, REDLANDS, REDWOOD, RLI, RSUI, SAFECO,SCOTTSDALE, STATE FUND, ST PAUL, SUA, TOPA, TOWER, TRAVELERS, UCIC, ULLICO, VICTORY, VIRGINIA SURETY, WESTERN HERITAGE, ZENITH, ZURICH.

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Implementing a Formal Safety Program

To quote a California Business Safety website www.ca-safety.com “If an inspector showed up at your door today and asked for your training records, injury and illness records, written Injury and Illness Prevention Program (IIPP), hazard assessments, and inspection records, could you produce them?” Any business operating with employees needs to implement a formal safety program. The [...]

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Commercial or Business Auto Coverage, Why Would I Need It?

It’s obvious if you operate a business as a trucker, an auto service garage, Taxi, Limo service, a tow company, or a motor carrier, you will need special forms of commercial insurance related to driving commercial vehicles and specific to your operations. Other businesses may believe that commercial or business auto coverage is not necessary [...]

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Do I Need Garage Liability?

Garage and auto related operations are unique with respect to the exposures they present. The lines between the general liability for the operations side of things, and the automobile liability blur in several areas. The garage policy was developed to provide comprehensive liability coverage to protect both the general liability and automobile liability exposures in [...]

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