California Insurance Specialist

Restaurant Insurance

Restaurants Insurance

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Implementing a Formal Safety Program

To quote a California Business Safety website www.ca-safety.com “If an inspector showed up at your door today and asked for your training records, injury and illness records, written Injury and Illness Prevention Program (IIPP), hazard assessments, and inspection records, could you produce them?” Any business operating with employees needs to implement a formal safety program. The [...]

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Commercial or Business Auto Coverage, Why Would I Need It?

It’s obvious if you operate a business as a trucker, an auto service garage, Taxi, Limo service, a tow company, or a motor carrier, you will need special forms of commercial insurance related to driving commercial vehicles and specific to your operations. Other businesses may believe that commercial or business auto coverage is not necessary [...]

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Do I Need Garage Liability?

Garage and auto related operations are unique with respect to the exposures they present. The lines between the general liability for the operations side of things, and the automobile liability blur in several areas. The garage policy was developed to provide comprehensive liability coverage to protect both the general liability and automobile liability exposures in [...]

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